Top 5 items to donate this holiday season
(NC) The season of giving is upon us and there is no better way to end 2020 than giving back to your local community.
Before the start of the pandemic, 1.1 million visits were made to food banks across Canada in a typical month. Regularly, low-income households must choose between rent, utilities, childcare, medicine, and food in order to make ends meet. Unfortunately, this has become a reality for many more Canadians in recent months and food banks have been significantly impacted across the ... (read more)
Keep your kids safe during Halloween
(NC) While some of this spooky holiday’s traditions may look a little different this year, there are still plenty of ways to celebrate with your family. Costumes, scary movies and candy are all things we can do at home to make the most of Halloween. And socially distanced trick-or-treating may be an option in some communities – even if you just visit families in your bubble.
However, with all the excitement and new precautions to think about, it’s easy for families to lose ... (read more)
Returning to classrooms safely and with confidence
(NC) No one is certain what this school year will look like. But one thing parents, students and teachers can do is make sure they’re prepared to face any obstacle. Health and Safety will play a large and important role when returning to school this year. Here are a few tips to keep in mind for students for as they return to school:
Remember to practice good hygiene: Now is a perfect time to stress good hand-washing skills. At home, remind little ones to practice handwashing for at least 20 ... (read more)
Teaching children about money in challenging times
(NC) Many Canadian families are dealing with financial difficulties of various kinds because of COVID-19. For parents, it is more important than ever to teach our children about money.
All habits, including financial ones, are difficult to change. That is why it is important to help young people develop good financial habits starting at an early age.
A recent study by the Organisation for Economic Co-operation and Development indicates that teenagers who talk about money and finances with ... (read more)
RE/MAX Agents Discuss Buying During Uncertain Times
Buying a home can be stressful under normal circumstances, let alone trying to navigate the process in the middle of a global pandemic. As provinces across the country discuss gradual re-openings, understanding the appropriate steps in the buying process requires the help of a professional real estate agent more than ever. However, given that buying and selling is a consistent need for a host of time sensitive reasons, the world of real estate continues.
In the spirit of lending a helping hand, ... (read more)
No Nosedive Ahead for Canadian Real Estate Prices: RE/MAX
Canadian real estate kicked off 2020 with a bang, but there are conflicting opinions as to how we’ll finish out the year. Canada’s federal housing agency has warned that average house prices could fall by up to 18 per cent over the next 12 months – a dismal prediction that’s being challenged by RE/MAX based on market activity from coast to coast.
Basic economics has taught us that supply and demand dictates housing prices, and according to what RE/MAX brokers ... (read more)
Open For Business: Canadian Real Estate and the New Normal
As Canada starts to experience a flattening of the COVID-19 curve, we’ve already seen businesses start to reopen their doors and life resume to some semblance of normalcy. Here in Ontario, retail outlets offering curb-side pick-up, hardware stores, garden centres and provincial parks are among the newest places given the green light to open alongside those that have already been classified as essential businesses, such as real estate services, which have continued to operate under strict guidelines ... (read more)
5 essential tips for working from home
(NC) With remote work on the rise, it comes with unexpected challenges. Stop them from standing between you and your best work-self by following these simple tips:
1. Keep to a schedule. Try to keep your workday routine to the schedule it’s used to — wake up at your regular time and keep to your morning rituals, starting work when you’d normally head out the door. But don’t forget to also give yourself breaks you’d give yourself at the office, when you’d take them. The less your ... (read more)
Canada’s Housing Market: What Is Coming
In the matter of a month, Canada, and every corner of the world, has been brought to an abrupt standstill as the COVID-19 outbreak has swept its way across borders. As social isolation, and in some cases, lock-down measures are put into place to help contain the spread of the virus, there has been a profound impact on the global economy. Due to the dramatic decline in demand, global stock markets have experienced sharp falls; on March 16th the Dow Jones plunged a record breaking 3000 points, ... (read more)
Is the Real Estate Market in Canada Going to Crash?
It is almost eerie to think about how much has changed within the past month as our lives, economy, and the way in which we interact has been so profoundly impacted by the coronavirus pandemic as it creeps its way across international borders. There is a great deal of uncertainty as we continue to learn more about how the virus spreads, and how long precautionary measure, like social distancing, will need to be maintained to ensure the safety of the population.
Many within the real estate industry ... (read more)
TOO MUCH TIME ON MY HANDS!
April 2020 - If I had a dime for every time I said “gee, I wish I had one week at home to catch up on things.” This is not exactly what I meant with that wishful thinking. However, we make the best with the hand we are dealt.
Thank you to everyone who submitted their ideas on keeping ourselves and young ones busy during these real life “motion picture times.” There were so many great ideas that it was difficult to choose the top three. Therefore, anyone who submitted, ... (read more)
Minister Morneau announces new benchmark rate for qualifying insured mortgages
February 18, 2020 - Ottawa, Ontario - Department of Finance Canada
For many Canadians, their home is the most important investment they will make in their lifetime. That is why the Government of Canada has introduced measures to help more Canadians achieve their housing needs while also taking measured actions to contain risks in the housing market. A stable and healthy housing market is part of a strong economy, which is vital to building and supporting a strong middle class.
Today, ... (read more)
3 things you need to know for RRSP season
(NC) A Registered Retirement Savings Plan (RRSP) is one of today's most commonly used savings vehicles, in large part because contributions are tax-deductible and the product is designed specifically for retirement.
You'll have until March 2, 2020 to contribute to your RRSP and claim the amount on your 2019 tax return. Any contributions made after this deadline will count towards the 2020 tax year.
RRSP season is a great opportunity to review your finances and decide if you want to ... (read more)
Top Reasons to List Your House at the Beginning of the Year
When it comes to selling your home there are a lot of factors to consider, one of the biggest being the timing. While sometimes timing cannot be controlled, there are certain times of the year that are better than others when it comes to listing and selling your home, if you are not in a huge time crunch. We reached out to our RE/MAX Influencers – a panel consisting of RE/MAX Sales Associates throughout Canada – to compile some of the top reasons to list your home at the beginning ... (read more)
Buying or selling? Here’s what you need to know about new real estate rules
The Ontario government recently announced plans to change the rules in the real estate industry in Ontario. The proposed changes are fairly broad, and will impact several areas, some in particular will impact you directly as the consumer.
The Real Estate Council of Ontario (RECO), is mandated by the Government of Ontario to protect consumers who buy and sell their properties through brokerages registered to trade in Ontario. RECO is here to assist you with what these proposed changes mean ... (read more)
5 tips for nutritious and delicious festivities
(NC) Prepping your holiday menu can be just as stressful as picking out the perfect gift for that special someone. You know that you’re going to serve a classic turkey, festive ham or tender roast, but what is going to accompany it? And let’s not forget the appetizers – hungry guests waiting for dinner always want something to nibble on before the main feast.
Registered dietitian, Ingrid Fan, shares her tips to lighten up our menus by adding more fresh ingredients to our meals.
Don’t ... (read more)